This Colonial style home offers a perfect blend of modern updates, and warm inviting space creating a lovely welcoming home. The first-floor entryway/mudroom opens to the large living room, connecting to the updated kitchen with stainless steel appliances and the formal dining room with an adjoining extra office space or possible 4th bedroom, the first-floor full bath sits off the back hallway. The sunny upstairs highlights the primary bedroom and ensuite bathroom with laundry area and two additional bedrooms. The lower level offers and abundance of storage and the systems utility area. The delightful back yard has a great patio for barbecuing and fun times ahead. Special features include hardwood floors, skylights, whole house water filtration system 2023, A/C and heat mini splits 2020, Updated electrical 2019, tankless water heater2020, basement water proofing by Connecticut Basement Systems2022, Wi-Fi enabled sprinkler system 2023. All perfectly situated near the newly renovated town pool at Gould Park, schools, and transportation. Don’t miss this incredible opportunity in the Dobbs Ferry School district.
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $492,000 | $492,000 | $492,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.625% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.300% | 6.778% | 6.034% |
Monthly Tax Payment | $1,673 | $1,673 | $1,673 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,191 | $3,150 | $4,086 |
Total Monthly Payment | $4,955 | $4,914 | $5,850 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.