This charming center hall farmhouse, with its distinctive red metal roof and exceptionally well-preserved architectural details, was originally the quiet, historic hamlet of Linlithgo's local Post Office. Linlithgo was established in the late 18th century just down the road from the iconic Livingston estate and grounds, Teviotdale. In the 1800s, the village largely became home to workers employed by the Iron Mountain mine and the nearby Hudson River railroad depot. By the time the Post Office was built, the town had slowly become a blend of remaining mining families and gentlemen farmers. Today, the expansive and light-filled home has been appropriately modernized without losing its abundance of character. The original doors, hardware, and wide-plank hardwood floors have been carefully restored. There are four bedrooms on the second floor and an additional room downstairs with an en-suite full bathroom and its own entrance, currently used as a media room. There are two full bathrooms upstairs, one en-suite to the primary bedroom, and a powder on the ground floor. The second-floor laundry room has wood paneling, built-in drying racks, and shelving. The abundant storage space throughout is particularly rare in a home of this vintage, and the large mudroom and basement ensure the house has everything needed for an authentic country property. The surrounding land spans an acre, with a large vegetable garden, mature plantings, tall evergreens lining the property, and a restored original stone wall. A carriage house with concrete floors and shelving currently stores gardening supplies and would make an excellent future studio or workshop. The Post Office, the home's adopted moniker even many decades after being converted into a personal residence, is in good company nestled near Linlithgo's beautifully preserved schoolhouse and church. The property is minutes away from both Germantown and Hudson, which means a few of our favorite local spots - Otto's Market, Montgomery Place Orchards and Morningstar Farms, Clermont State Historic Site, Olana, the Hudson farmers market, and truly endless more places to wine, dine, and explore are just around the corner.
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William Raveis Mortgage, LLC
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Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $692,000 | $692,000 | $692,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.375% | 6.125% | 5.625% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.700% | 6.222% | 5.785% |
Monthly Tax Payment | $422 | $422 | $422 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,875 | $4,205 | $5,700 |
Total Monthly Payment | $4,389 | $4,719 | $6,214 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.