Discover the epitome of low-maintenance living in the northern section of Bay Ridge with this exceptional one-bedroom upper floor co-op in a prestigious Pre-War building. Boasting the low maintenance fee of $501, this 2 room co-op features an open kitchen concept with an abundance of wood cabinets, granite countertops, stainless steel appliances , extra cabinetry that seamlessly flows into a combined living room and dining area. The windowed bathroom has a cast iron deep tub, new vanity and a tiled floor. The bedroom is bathed in natural light from two windows and offers an impressive custom designed closet with container store shelving. With 9-foot ceilings, parquet floors, and extra closets this co-op requires minimal upkeep. Enjoy the convenience of a live-in superintendent, a 12-hour doorman, a bike room, storage facilities, a Fios connection, a new keyless entry, and a modern laundry room. The building's elegant grand lobby is adorned with Pre-War details with one of a kind gorgeous patterned tiled floor. Located just one block away from 24-hour markets, gyms, shopping, fine dining restaurants, and cafes. Enjoy the close proximity to Owls Head Park, Shore Road, 69th Street Pier, and The Narrows Botanical Gardens. Easy access to the Xpress bus, the NYC ferry, and the R train makes commuting a breeze. Experience the luxury of a smoke-free building as well as being a pet-friendly building.
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Our Executive Mortgage Banker:
Our Insurance Division:
$288,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $230,400 | $230,400 | $230,400 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.625% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.300% | 6.778% | 6.034% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,494 | $1,475 | $1,913 |
Total Monthly Payment | $1,569 | $1,550 | $1,988 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.