Welcome to this cozy 2-bedroom, 2-bathroom block home, perfect for those seeking comfort and convenience. Nestled in a quiet neighborhood, this property boasts a functional layout, making it ideal for small families, first-time buyers, or those looking to downsize. The heart of the home features a spacious living area that flows seamlessly into the dining space, creating an inviting atmosphere for relaxation and entertaining. The kitchen offers ample cabinet space and appliances, ready for your culinary adventures. Both bedrooms are generously sized, providing plenty of room for personal retreat. Both bathrooms are located inside the home, NOT in the garage. Step outside to the screened lanai, a perfect spot for enjoying your morning coffee or unwinding in the evenings. The fully fenced backyard offers privacy and a safe space for family or pets to play. Additional highlights include a 1-car garage for secure parking and storage, durable block construction, and low-maintenance landscaping. This home is in an X Flood zone, and there is no HOA to pay. Conveniently located near downtown New Port Richey, shopping, dining, and schools, this home is ready for you to move in and make it your own, just a little TLC and this home will be just what you were looking for. Don’t miss the opportunity to see it in person—schedule your personal showing today!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$250,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $200,000 | $200,000 | $200,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.625% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.300% | 6.778% | 6.034% |
Monthly Tax Payment | $216 | $216 | $216 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,297 | $1,281 | $1,661 |
Total Monthly Payment | $1,588 | $1,572 | $1,952 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.