Move-in ready and brimming with charm! Step into this inviting home, where a cozy living area flows seamlessly into an open-concept kitchen featuring stainless steel appliances, ample cabinetry, and a central island—perfect for hosting holiday gatherings with loved ones. Built in 2018, this well-maintained gem boasts just 6 years of age, with the HVAC, water heater, and roof in excellent condition. Brand new high end carpet recently installed. Featuring 3 spacious bedrooms, 2. 5 baths, and a two-car garage with an electric opener, this home is as practical as it is delightful. The washer and dryer are thoughtfully included. Enjoy direct access to the community playground from your private backyard patio—ideal for families and outdoor fun. Conveniently located just minutes from Michelin, scenic golf courses, and numerous parks, this home is part of a well-appointed community with easy access to Hwy 25, I-85, and I-185. Nestled in a USDA-eligible area, this property may qualify for 100% financing for eligible buyers, making homeownership more attainable than ever!
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Our Executive Mortgage Banker:
Our Insurance Division:
$250,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $200,000 | $200,000 | $200,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.625% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.300% | 6.778% | 6.034% |
Monthly Tax Payment | $95 | $95 | $95 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,297 | $1,281 | $1,661 |
Total Monthly Payment | $1,467 | $1,451 | $1,831 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.