Welcome to Lincoln Oaks, where modern living meets charming small-town vibes! Nestled just outside the historic town of DeLand—affectionately known as ''the Athens of Florida''—this vibrant community is your gateway to all the wonders Central Florida has to offer. Imagine a beautiful 4-bedroom, 2. 1-bath haven, boasting over 2, 400 square feet of exquisite living space! This stunning model home features an executive package with custom cabinetry, a stylish center island adorned with a chic tile backsplash, and a breathtaking open layout perfect for family gatherings and entertaining friends. With extensive wood-like tile flooring and towering 8-foot doors, your new home exudes contemporary elegance at every turn! But that's not all! Enjoy the privacy of your very own vinyl fenced backyard, ideal for those sunny Florida days and starry nights. Work from home in your convenient downstairs office, and retreat to your luxurious second-story loft at the end of the day. The spacious owner's suite is a true oasis, featuring a tiled walk-in shower and massive walk-in closets! Whether you're taking day trips to Orlando, enjoying the beautiful beaches of Daytona, you're centrally located to all the best attractions! Don't miss your chance to join this vibrant community and settle into the lifestyle you've always wanted.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$445,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $356,000 | $356,000 | $356,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.625% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.300% | 6.778% | 6.034% |
Monthly Tax Payment | $512 | $512 | $512 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,309 | $2,280 | $2,956 |
Total Monthly Payment | $2,896 | $2,867 | $3,543 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.