Welcome to 244 Spring Street! This charming home offers a perfect combination of rural tranquility and convenience, just minutes from Route 11. As you pull up, you'll be greeted by a lovely farmer's porch and a spacious, extra-deep detached two-car garage with plenty of parking for all your vehicles and toys. Step inside, and you'll immediately be impressed by the high ceilings and beautiful wood floors in the living and dining rooms. The large, functional kitchen boasts plenty of cabinet and counter space, perfect for cooking and entertaining. The primary bedroom is generously sized with an ensuite bathroom, providing a private retreat. On the other side of the home, you'll find two more nice-sized bedrooms and a full bathroom. There's also a convenient half-bath off the kitchen with extra storage space and stairs leading up to the walk-up attic. This versatile space could be transformed into a man cave, bonus room, or additional sleeping quarters. While this little gem could use some polishing and elbow grease, it has amazing potential and will shine with a little work. The home is being sold as-is but the yard will be cleaned up before closing. Showings will be delayed until the open house on Saturday, 12/7 from 11: 00 AM to 1: 00 PM, and Sunday, 12/8 from 12: 00 PM to 2: 00 PM. Don't miss your chance to make this home your own!
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $299,920 | $299,920 | $299,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.625% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.300% | 6.778% | 6.034% |
Monthly Tax Payment | $539 | $539 | $539 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,945 | $1,920 | $2,491 |
Total Monthly Payment | $2,559 | $2,534 | $3,105 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.