**Welcome to Your Dream Home: The Ultimate Waterfront Oasis in Oldsmar!**
Discover this stunning 3-bedroom, 3-bathroom waterfront gem in the esteemed gated community of Seaside Estates! Enjoy breathtaking views of Old Tampa Bay and deeded boat dock access, all without the burden of high flood insurance (current premium under $1K/year, fully transferable).
Step into this spacious 1, 834 sq ft haven featuring an open-concept living area with elegant cherry wood cabinetry, luxurious granite countertops, and stainless steel appliances. Sliding glass doors lead to a magnificent deck, perfect for morning coffee overlooking serene waters and beautifully maintained gardens.
The top floor boasts vaulted ceilings and three skylights, flooding the space with natural light. The master suite features its own waterfront deck, two walk-in closets, and a lavish en-suite bathroom with dual sinks, a modern shower, and a soaking tub.
With an oversized 3-car garage, two spacious decks, and direct access to your private boat dock (with water and electric), this home offers unmatched comfort and convenience. Plus, enjoy an average electric bill of under $75/month for cost-effective waterfront living. Additional features include plantation shutters, custom closets, hardwood floors, remote-controlled fans, and a centralized vacuum system.
Located in charming Oldsmar, you’ll have quick access to Tampa and St. Petersburg, plus two international airports. Stunning St. Pete and Clearwater Beaches are just a short drive away. Experience the natural beauty of parks and Oldsmar Marsh, alongside top-rated schools and abundant recreational activities.
Seaside Estates offers resort-style amenities, including a pool with a cabana, hot tub, park, and tennis/pickleball courts, all in a friendly, pet-welcoming, family-oriented community.
Don’t miss this chance to own a slice of paradise in Oldsmar—where every day feels like a vacation! Your dream waterfront lifestyle awaits!
**Important Buyer Information: **
Included in the attachments are valuable documents to help buyers save money and make informed decisions, including:
- Elevation Certificate
- Recent Utility Bills
- Roof Inspection Report
- Transferable Flood Insurance Policy
- Updates and Upgrades List
- Detailed Floor Plans and more
This comprehensive package provides insights that greatly benefit prospective buyers.
Deep water boat slip with lift available for rent to current residents only. Number 13- $950/yr
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$529,500
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $423,600 | $423,600 | $423,600 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.625% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.300% | 6.778% | 6.034% |
Monthly Tax Payment | $571 | $571 | $571 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,747 | $2,712 | $3,518 |
Total Monthly Payment | $3,410 | $3,375 | $4,181 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.