227 W Wood Street, Spartanburg, SC, 29303 | $199,000

This nicely updated 3-bedroom brick ranch offers the perfect blend of classic charm and modern convenience. Located just minutes from downtown Spartanburg and the Spartanburg Medical Center, this home is ideal for those seeking both comfort and accessibility. Step inside to discover a spacious, light-filled living area featuring recessed lighting that adds a warm ambiance to the room. The heart of the home is the updated kitchen, complete with granite countertops, stylish white cabinetry, and plenty of prep space with a built in eating area, making it a true chef's delight. The home's updated vinyl plank flooring flows seamlessly throughout the heart of the home, offering both style and durability. The three generously sized, carpeted bedrooms provide ample closet space, with plenty of natural light and room to relax. Outside, enjoy the privacy and charm of a partially fenced yard, perfect for entertaining or outdoor activities. The covered patio area provides a cozy spot for al fresco dining or simply unwinding after a busy day. With its prime location close to shopping, dining, and major medical facilities, this home is a must-see. Schedule your showing today and make this lovely brick ranch your next address!

Features

  • Amenities: None
  • Bedrooms: 3
  • Baths: 1 full
  • Laundry: Laundry Closet, Laundry Room
  • Style: Ranch, Traditional
  • Heating: Natural Gas
  • Cooling: Central Air, Electric
  • Basement: None
  • Acreage: 0.36
  • Est. Taxes: $3,335
  • Lot Desc: 1/2 Acre or Less, Few Trees
  • Elem. School: Mary Wright
  • Middle School: Other
  • High School: Spartanburg
  • Appliances: Refrigerator, Washer, Free-Standing Electric Range, Microwave, Electric Water Heater
  • MLS#: 1543297
  • Days on Market: 6 days
  • Website: https://www.raveis.com
    /prop/1543297/227wwoodstreet_spartanburg_sc?source=qrflyer
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Listing courtesy of BHHS C Dan Joyner - Midtown   Phone: 864-242-6650

William Raveis Family of Services

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Customer Service

888.699.8876

Contact@raveis.com

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Whitney RuggVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 7654

401.474.4879

Whitney.Rugg@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Paul BerriosRegional SVP, Insurance Sales Producer, William Raveis Insurance

978-337-3053

Paul.Berrios@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

227 W Wood Street, Spartanburg, SC, 29303

$199,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Whitney Rugg

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 401.474.4879

Whitney.Rugg@raveis.com

NMLS Mortgage Loan Originator ID 7654

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $159,200 $159,200 $159,200
Term 360 months 360 months 180 months
Initial Interest Rate** 6.750% 6.625% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.300% 6.778% 6.034%
Monthly Tax Payment $278 $278 $278
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,033 $1,019 $1,322
Total Monthly Payment $1,386 $1,372 $1,675

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.