Showings begin 12/10/2024. This two-bedroom, one-bath, two-story apartment is nestled in a serene country setting just off a country road. Part of a charming multi-family farmhouse, it offers the perfect blend of rustic charm and modern comforts. The inviting enclosed porch is perfect for enjoying peaceful mornings or scenic sunsets, while the exposed beams and a cozy Defiant woodstove set in a river stone hearth, add warmth and character. The spacious kitchen features an island with concrete countertops, and abundance of natural light that enhances the hardwood floors. Upstairs, you’ll find two sun-filled bedrooms, a bright living room, an extra room with a sink and a full bath. Surrounded by expansive fields, this home provides a tranquil retreat for embracing the beauty of country living. Amenities include internet, landscaping, and plowing. Pets are negotiable. Credit, background, reference, and income verification are required.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $1,240 | $1,240 | $1,240 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.625% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.300% | 6.778% | 6.034% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $8 | $8 | $10 |
Total Monthly Payment | $83 | $83 | $85 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.