Eligible for USDA financing with a $0 down payment! A MUST-SEE! NO HOA!!! This beautiful 3 year old home with 3 bedrooms, 2 baths and a 1-car garage sits on a spacious 0. 26-acre lot! With nearly 1, 200 square feet of living space, the home offers an open floor plan that’s perfect for modern living. The spacious living room flows seamlessly into the dining area and the galley-style kitchen, creating an inviting atmosphere for gatherings and everyday living. The home features gorgeous luxury vinyl floors throughout, adding both style and durability. The kitchen is a chef’s dream, boasting stunning granite countertops (also found in both bathrooms), stainless steel appliances, ample cabinet space, and a closet pantry. An inside laundry closet adds convenience to your daily routine. The primary bedroom is complete with its own private bathroom featuring a walk-in shower. Relax and unwind on the open covered front porch, the perfect spot to enjoy your morning coffee or relax after a long day. The large fenced yard offers plenty of space for outdoor activities and privacy. Don’t miss this one! Call today to schedule an appointment and make this home yours! Financing Options: USDA 100% financing, conventional, FHA, and VA loans are available. Down payment assistance is also available! Schedule a showing today!
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Our Executive Mortgage Banker:
Our Insurance Division:
$275,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $220,000 | $220,000 | $220,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $196 | $196 | $196 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,482 | $1,462 | $1,855 |
Total Monthly Payment | $1,753 | $1,733 | $2,126 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.