Situated in Lakeland’s highly desirable Historic Lake Morton District, this beautifully maintained Mediterranean Bungalow seamlessly combines historic charm with modern convenience. The main house offers 2 bedrooms, 1 bath, and a sunroom, along with inviting living spaces that include a cozy living room with a wood-burning fireplace, a formal dining room, a bright breakfast nook, and a spacious laundry room. Original wood floors (recently refinished) run throughout the home, complemented by plantation shutters, glass doorknobs, and granite countertops. Recent updates include fresh interior paint, new bathroom vanities, updated lighting fixtures and updated plumbing. The fully remodeled rear structure expands the property’s versatility, featuring one designated bedroom, a large open space, and two full bathrooms. This additional space, perfect for a workshop, yoga studio, home office, or guest suite, also boasts two new vanities and modern finishes. A decorative window, sourced from a historic downtown Lakeland barbershop, adds character to the structure. Outdoor spaces include a screened rear porch, a private garden, and xeriscaped landscaping with an irrigation system. The lot features mature staghorn fern, fruit trees, including a 30-foot avocado tree and a kumquat tree. Additional highlights include a concrete roof with a transferable 10-year warranty (sealed in 2018), natural gas availability, and a transferrable termite bond through Massey that includes annual inspections and exterior plugs for subterranean treatment. Historic details like a clawfoot tub, French doors and push-button light switches preserve the home’s character, while modern updates such as granite countertops and newly remodeled spaces ensure comfort and functionality. Set in a prime location within walking distance to Lake Morton, the Polk Museum of Art, Lake Hollingsworth, and downtown Lakeland, this home offers a perfect balance of charm, history, and modern living.
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William Raveis Real Estate
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Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $383,920 | $383,920 | $383,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.625% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.300% | 6.778% | 6.034% |
Monthly Tax Payment | $288 | $288 | $288 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,490 | $2,458 | $3,188 |
Total Monthly Payment | $2,853 | $2,821 | $3,551 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.