This is your Safety Harbor Opportunity! Light and bright throughout! New fence and gutters, 2018 roof, NO flood zone! Walk to the park and downtown. Back yard offers privacy and seating area. Parking for two cars. Monthly HOA fee is $155 and covers the heated pool, exterior unit paint, lawn care and cable TV. The community has a heated pool, shuffle board court, Corn Hole game and an outdoor grill. Clubhouse has been updated and has with new kitchen (available for rent by homeowners). The recreation building has also been newly renovated. It has an office that serves as a Pinellas County Sheriff's sub-station. This is a convenient location for officers to work, and provides Bay Towne with the security of having around-the-clock Sheriff presence. The recreation building also has pool and card tables for game enthusiasts. Bay Towne is conveniently located less than one mile to downtown Safety Harbor which is secret little hideaway located on banks of Old Tampa Bay, neighbored by the major cities of Clearwater, Tampa & St. Petersburg. This quaint community has a famous resort, distinctive shops, award winning restaurants, beautiful parks, cultural venues, a variety of holistic businesses, Farmer's Market, Music and Art Festivals, and Third Friday Festivals. Philippe Park is just a few blocks & located on the banks of Old Tampa Bay. It's a fantastic park offering many recreational activities including covered picnic pavilions, walking/biking trail, a boat ramp, playgrounds, ball fields, fishing, & beach area. Safety Harbor City Park is the largest in the County with 21 acres. It has playgrounds, a sand volleyball court, baseball fields, skate park, batting cages, basketball courts, paddleboard. Tampa Airport 16 miles, Clearwater Beach 12 miles.
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Our Executive Mortgage Banker:
Our Insurance Division:
$274,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $219,920 | $219,920 | $219,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.625% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.300% | 6.778% | 6.034% |
Monthly Tax Payment | $84 | $84 | $84 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,426 | $1,408 | $1,826 |
Total Monthly Payment | $1,585 | $1,567 | $1,985 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.