The word "country" has many meanings. Country music, what country do you live in, and " your brother-in-law is pure country. " When we speak of country in the context of this home, we mean, you are living out in THEE Country, The Sticks, The Boonies. Whatever you want to call it, if you want to live or vacation somewhere referred to by one of these monikers or any others, come take a look at this place. Bring the boat, the RV, the 4-wheelers, the side-by-sides, and all the mechanical toys you want. Prefer live animals over mechanical toys? Fine, bring them. The deed restrictions allow animals. Your only limitation to the type and amount of animals you can have is the Citrus County Land Development Code, Chapter 3730. Animals are calculated based on the amount of acreage, then the schedule is applied. If this is important to you, make sure you inquire with the "Planner of the Day" at Citrus County Land Development. Now back to the home and property. The home has been updated with new bathroom vanities, a lifetime rubber roof membrane, a new HVAC package unit, and nice vinyl, dual-pane windows. For a home with less than 1300 sq ft of living space, there is plenty of storage and room to move about. Outside there is the 2-car, detached garage with dual roll-up doors, and 2 sheds to keep your "stuff". The property is located about 1 mile down the limerock/sand road from the pavement. No 4-wheel drive is necessary for access. There's a lot of value here. Come check it out for yourself. This description was written by a human who has been in the home, and driven the area, not some AI bot.
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William Raveis Mortgage, LLC
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Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $168,000 | $168,000 | $168,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.625% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.300% | 6.778% | 6.034% |
Monthly Tax Payment | $107 | $107 | $107 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,090 | $1,076 | $1,395 |
Total Monthly Payment | $1,272 | $1,258 | $1,577 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.