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886 S 8th Street, Babylon (Lindenhurst), NY, 11757 | $425,000
An excellent opportunity to add value by completing renovations for end-users or investors. Waterfront Colonial is on desirable Venetian Shores with views of Indian Island, and further is Fox Island across from Cedar Beach. The house is approximately 1, 600 square feet and features hardwood floors, a rear patio behind the family room, and a full main bath with a sauna shower. Boaters will appreciate the 66' of the bulkhead (less than 15 years old) with an outside sink on the dock, an attached full-depth breezeway with patio, and a generous 2-car attached garage with 8' double garage doors with 10' ceilings plus a pull-down ladder to full-span unfinished attic with high ceilings and dual access to MBR closet. Navien Gas heating 9 zones installed 3/11/2020 (radiant main level and lines there for 2nd floor), 200 AMP Electricity with 20 gauge wiring, Gas stove, full-size stackable Washer & Gas Dryer, 2 AC Wall units, and a single layer roof with some new plywood architectural 25-year material with ridge vent. , Additional information: Appearance: Needs Work, Separate Hotwater Heater: No
Features
- Town: Babylon
- Rooms: 7
- Bedrooms: 3
- Baths: 2 full
- Style: Colonial
- Year Built: 1924
- Heating: Natural Gas, Baseboard, Hot Water, Radiant
- Cooling: Wall/Window Unit(s)
- Basement: Crawl Space
- Approx Sq. Feet: 1,598
- Est. Taxes: $12,076
- Lot Desc: Sprinklers In Front, Cul-De-Sac
- View: Panoramic, Water
- Water Front: Yes
- Elem. School: Albany Avenue School
- Middle School: Lindenhurst Middle School
- High School: Lindenhurst Senior High School
- School District: Lindenhurst
- Appliances: Dishwasher, Dryer, Refrigerator, Washer, Tankless Water Heater
- MLS#: 3575635
- Days on Market: 94 days
- Website: https://www.raveis.com
/prop/3575635/886s8thstreet_babylon_ny?source=qrflyer
William Raveis Family of Services
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Customer Service
888.699.8876
Contact@raveis.com
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To learn more about our credentials, visit raveis.com today.
Sarah DeFlorioVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 1880936
347.223.0992
Sarah.DeFlorio@Raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
886 S 8th Street, Babylon (Lindenhurst), NY, 11757
$425,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Sarah DeFlorio
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $340,000 | $340,000 | $340,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
| Monthly Tax Payment | $1,006 | $1,006 | $1,006 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,291 | $2,260 | $2,867 |
| Total Monthly Payment | $3,372 | $3,341 | $3,948 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
NY Licensed Mortgage Banker-NYS Banking Department LMBC 106535