Welcome to 109 Roosevelt Ave, Torrington, CT Discover the charm and character of this beautifully updated 1930 Colonial home, perfectly nestled adjacent to the Charlotte Hungerford Hospital campus. This 3-bedroom, 2-bathroom residence offers 1, 200 square feet of thoughtfully designed living space, blending timeless elegance with modern updates. Step inside and be greeted by a bright and airy floor plan featuring freshly refinished details that highlight the home's historic roots. The spacious kitchen, updated to meet today's needs, seamlessly connects to the dining and living areas, making it ideal for entertaining or everyday living. Upstairs, three generously sized bedrooms provide ample space for relaxation and versatility, whether for a growing family or dedicated work-from-home setups. The full unfinished basement offers endless possibilities for storage or potential future expansion. Outside, a large, level lot invites outdoor living, gardening, or play, with plenty of room to roam. The detached garage adds convenience and extra storage, while the home's location provides easy access to downtown Torrington's amenities and nearby healthcare facilities. With its unbeatable location, charming updates, and room to grow, 109 Roosevelt Ave is a true gem waiting to welcome you home.
Type | Dimensions | Level |
---|---|---|
Bedroom 1 | 9.5 x 11.5 | Upper |
Bedroom 2 | 9.2 x 11.9 | Upper |
Dining Room | 11.3 x 13.0 | Main |
Full Bath | 6.1 x 7.1 | Upper |
Half Bath | 4.3 x 6.9 | Main |
Living Room | 13.3 x 16.1 | Main |
Primary Bedroom | 11.7 x 15.3 | Upper |
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William Raveis Real Estate
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William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $239,920 | $239,920 | $239,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.625% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.300% | 6.778% | 6.034% |
Monthly Tax Payment | $288 | $288 | $288 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,556 | $1,536 | $1,992 |
Total Monthly Payment | $1,919 | $1,899 | $2,355 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.