One or more photo(s) has been virtually staged. Welcome to the highly desirable GUARD GATED, LUXURY HOME community of The Ridge at Wiregrass Ranch in Wesley Chapel! This immaculate 4 BED, 3. 5 BATH home is situated on a PREMIER WATERFRONT LOT and is truly move in ready! Arrive at the home and notice the luxurious tile roof, paver lined driveway, and manicured landscaping. Through the front door you will enjoy tons of natural light and spotless ceramic tile floor flowing throughout the living spaces. To the immediate right is the first guest bed and FULL BATH with shower/tub combo and quartz top vanity. To the left is a second bedroom with another full bath. A 3rd guest bed is nestled right before the kitchen and features double doors which lends itself nicely to be used as an office. Straight ahead is the beautiful kitchen with GAS STOVE, granite countertops, subway tile backsplash, timeless tall wood cabinets with modern hardware and under cabinet lighting, stainless steel appliances, and island with breakfast bar. The OPEN FLOOR PLAN is ideal for entertaining with the beautiful backdrop of the pond through the sliders. Tray ceilings in the primary and living room add an extra touch of eloquence. The PRIMARY SUITE is located on opposite end of the home away from the other bedrooms for added privacy. Here you will enjoy waterfront views, 2 CUSTOM WALK-IN CLOSETS, luxurious garden tub with separate shower, 2 separate vanities with wood cabinets and quartz countertops, and private water closet. Head up the stairs to view the BONUS ROOM, perfect for movie nights or a game room, and convenient half-bath. The laundry room is located near the 3 guest bedrooms and features a sink, tons of cabinet space, and a countertop perfect for folding laundry. PICTURESQUE WATER VIEWS await you from your large patio where you can take in the beauty while sipping your morning cup of coffee or when enjoying a good book. Additional UPGRADES include: Garage floor epoxy, 5 large storage cabinets in garage, extra quiet belt driven garage door opener, dishwasher 2024, water heater 2022, water softener, security windows film on all windows, and custom blinds throughout the home. COMMUNITY AMENITIES include a beautiful clubhouse, catering kitchen, indoor sports complex, game room, fitness center, resort style pool with beach entry, water slide, firepit/lounge area, tennis and basketball courts, beach volleyball and more. HOA fees also include exterior maintenance and lawn care. CONVENIENTLY LOCATED located 5 miles East of I75 on SR56, minutes from Wiregrass Mall, Tampa Premium Outlets, Florida Hospital, top-rated schools, and restaurants. X flood zone!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$749,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $599,200 | $599,200 | $599,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.625% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.300% | 6.778% | 6.034% |
Monthly Tax Payment | $546 | $546 | $546 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,886 | $3,837 | $4,976 |
Total Monthly Payment | $4,524 | $4,475 | $5,614 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.