Introducing a fantastic opportunity to own your slice of tranquility in the heart of 3130 Irwin Ave, a premier high-rise co-op situated between Riverdale and Kingsbridge. This newly available one-bedroom apartment welcomes you with its pet-friendly ambiance and a LOW maintenance fee, covering all utilities=—heat, gas, water, and electricity!. Why settle for renting when you can embrace ownership at such an affordable rate? Eligible for $7, 500 closing credit through Chase Bank. Nestled amidst a blend of urban convenience and suburban charm, this commuters dream location offers easy access to transportation options, including nearby subway lines and Manhattan buses. Enjoy the best of both worlds with abundant shopping, dining, and recreational amenities at your doorstep, all while relishing the serene views of a beautiful tree-lined street from your western-facing windows. Step inside to discover a freshly painted interior adorned with brand new life-proof floors, creating a welcoming atmosphere throughout. The spacious living room seamlessly flows into a dining L, providing ample space for relaxation and entertainment. Storage won't be an issue with two oversized floor-to-ceiling closets at your disposal. The bathroom has been updated with new tile, vanity, and toilet, offering a clean canvas for your personal touches. Residents of Tibbett Towers benefit from a range of amenities, including a doorman, common laundry, on-site parking (waitlisted), live-in superintendent, and a diligent maintenance staff dedicated to keeping the building in pristine condition. Conveniently located within walking distance to the 1 train, Riverdale Avenue, the library, and Broadway, with easy access to major highways and the Spuyten Duyvil Metro North, this residence ensures effortless connectivity to the city and beyond. Luxury living becomes attainable for all with super low, all-inclusive HOA fees. Don't let this opportunity slip away. Schedule your viewing today! Several photos have virtual staging of furniture.
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Our Executive Mortgage Banker:
Our Insurance Division:
$225,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $180,000 | $180,000 | $180,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 7.125% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.474% | 7.282% | 6.412 |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,243 | $1,213 | $1,531 |
Total Monthly Payment | $1,318 | $1,288 | $1,606 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.