Discover the charm of this former Florida Accent Builders model home, located in the desirable Palm Harbor subdivision of Palm Coast. This meticulously maintained pool home offers a perfect blend of style, functionality, and modern upgrades, including a 2021 roof, 2021 hot water heater, 2016 HVAC, and a 2020 whole-house generator powered by two 420lb propane tanks. The interior boasts tray ceilings, custom-designed closets, granite countertops in the kitchen, and two skylights that enhance the natural light. The outdoor space is a true oasis with a beautifully shaped pool and spa complete with a waterfall feature, surrounded by Chattahoochee flooring and a clean whitee privacy fence in a sizable backyard. Conveniently located just 10 minutes from the beach, 5 minutes from Publix and local restaurants, and 8 minutes from the city golf course, this home offers the best of Florida living. Additional highlights include a split floor plan for added privacy, a recently re-dug swale to ensure no flooding, and a spacious horseshoe driveway. Combining elegance, comfort, and practicality in a prime location, this home is ready for you—schedule your showing today!
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $419,920 | $419,920 | $419,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.278% | 7.159% | 6.276% |
Monthly Tax Payment | $197 | $197 | $197 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,759 | $2,791 | $3,541 |
Total Monthly Payment | $3,048 | $3,080 | $3,830 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.