3862 21st AVENUE N, St. Petersburg, FL, 33713 | $410,000

Location, location, location! Not in a flood zone. Non-evacuation zone. Welcome to this charming single-family home in the heart of St. Petersburg. Featuring two bedrooms, one bath and 1, 203 square feet of living space, this property is brimming with potential and waiting for your personal touch. With a new roof in 2023, new windows in 2023 and new vinyl fence Jan. 6, 2025, this home is move-in ready while offering room to customize and make it your own. Its prime location places you just minutes from vibrant downtown St. Pete, stunning beaches, world-class dining and top-tier shopping, ideally situated to enjoy all the best the area has to offer. The interior layout provides a versatile canvas for your creativity. The open living, dining and kitchen areas are ideal for creating a welcoming and functional space, while the bedrooms offer a peaceful retreat. Step outside to a well-maintained yard, ready to be transformed into your personal oasis. Whether you envision hosting lively gatherings, relaxing under the Florida sun or designing a serene garden escape, the possibilities are endless. Don’t miss this rare opportunity to own a home in one of St. Petersburg’s sought-after neighborhoods. Schedule your showing today and start imagining the life you can create in this fantastic location!

Features

  • Rooms: 6
  • Bedrooms: 2
  • Baths: 1 full
  • Lot Size: 75 x 102
  • Laundry: In Garage
  • Style: Elevated, Florida
  • Year Built: 1957
  • Garage: 1-car Driveway
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 1,203
  • Acreage: 0.17
  • Lot Size: 75 x 102
  • Est. Taxes: $2,550
  • Pet Policy: Yes
  • Appliances: Dishwasher, Range, Refrigerator
  • MLS#: TB8326641
  • Days on Market: 9 days
  • Website: https://www.raveis.com
    /prop/TB8326641/386221stavenuen_stpetersburg_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 12/18/2024 4:21:11 AM)
Listing courtesy of PREMIER SOTHEBYS INTL REALTY   Phone: 727-898-6800

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
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Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

3862 21st AVENUE N, St. Petersburg, FL, 33713

$410,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $328,000 $328,000 $328,000
Term 360 months 360 months 180 months
Initial Interest Rate** 7.125% 6.990% 5.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.443% 7.133% 6.256%
Monthly Tax Payment $213 $213 $213
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,210 $2,180 $2,766
Total Monthly Payment $2,497 $2,467 $3,053

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.