Check out this beautiful 4-bedroom USDA eligible home with no HOA restrictions. This home has the solid construction of an existing home, but all of the upgrades of a new custom home. Nestled on a sprawling half-acre corner lot, this modern farmhouse features the convenience of everything with a secluded surrounding. Upon entry, the open designer kitchen seamlessly flows into a large family room, setting the stage for unforgettable gatherings. The main level primary bedroom is adorned with dual walk-in closets and an en-suite bathroom boasting double sinks, back-lit mirrors, and a dream designer tile shower. When entering the upper level, three generously proportioned bedrooms and a versatile office space await. Outside, an entertainer's paradise awaits, with double doors leading to an expansive deck, offering panoramic views of the lush, private backyard bordered by majestic trees. With no carpet and no HOA restrictions, this retreat embodies country living at its finest. Live extraordinary in this unparalleled residence crafted for those who demand nothing but the best. Home features no carpet, new windows, roof, HVAC, flooring, kitchen, bathrooms, electrical, plumbing, bathrooms, siding and decks.
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$309,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $247,200 | $247,200 | $247,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.508% | 7.171% | 6.392% |
Monthly Tax Payment | $65 | $65 | $65 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,686 | $1,643 | $2,103 |
Total Monthly Payment | $1,826 | $1,783 | $2,243 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.