9063 GERVAIS CIR, Naples, FL, 34120 | $359,000

LOCATION, LOCATION, LOCATION. Along with a wonderful floor plan with high-quality upgrades, this is it! Welcome to this beautiful two-story, 2-bedroom, 2. 5-bathroom unit in the highly sought-after gated community The Vistas in North-Naples. This spacious unit offers on the first floor a large living room perfect for both relaxing and entertaining with abundant light and sliding doors leading to a private lanai with an incredible lake view and half-bathroom. The formal dining room is separate and connects to the kitchen which features fine cabinetry, stainless steel appliances, and ample counter space. On the second floor, the master suite offers a large closet and en-suite bathroom, the second bedroom is spacious and connects to an open studio ideal for a TV room and/or home office, there you will find the second bathroom and laundry area. The Vistas offers community amenities including a pool and clubhouse. Located near plenty of shopping, dining, and top-rated schools, with easy access to major highways and beaches, this property is perfect for those looking to enjoy the best of Florida in a quiet, well-maintained community. Don't miss out on this fantastic opportunity!

Features

  • Building Design: Low Rise (1-3)
  • Parking: 1 Assigned
  • Heating: Central Electric
  • Cooling: Central Electric
  • Levels: 2
  • Amenities: Cabana,Community Pool,Underground Utility
  • Bedrooms: 2
  • Baths: 2 full / 1 half
  • Complex: THE VISTAS
  • Development: HERITAGE BAY
  • Year Built: 2008
  • Common Charge: $1,293 Quarterly
  • Approx Sq. Feet: 1,415
  • Est. Taxes: $2,217
  • Lot Desc: Other
  • View: Lake
  • Community Type: Gated
  • Water Front: Yes
  • Elem. School: LAUREL OAK ELEMENTARY SCHOOL
  • Middle School: OAKRIDGE MIDDLE SCHOOL
  • High School: GULF COAST HIGH SCHOOL
  • Pet Policy: With Approval
  • MLS#: 224097369
  • Website: https://www.raveis.com
    /prop/224097369/9063gervaiscir_naples_fl?source=qrflyer
Copyright © 2024  The source of this real property information is the copyrighted and proprietary database compilation of the Southwest Florida MLS organizations Copyright Southwest Florida MLS organizations. All rights reserved.
Courtesy of EXP Realty, LLC

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

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9063 GERVAIS CIR, Naples, FL, 34120

$359,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $287,200 $287,200 $287,200
Term 360 months 360 months 180 months
Initial Interest Rate** 6.750% 6.625% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.300% 6.778% 6.034%
Monthly Tax Payment $185 $185 $185
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,863 $1,839 $2,385
Total Monthly Payment $2,123 $2,099 $2,645

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.