Sun-filled, stylish, and superbly located! Move-in ready Ranch home in this coastal community offers three bedrooms, one full bathroom, an attached one-car garage, and a deep back yard with a patio and deck, shade trees, and privacy fencing. Nestled near North Shore beaches and Port Jefferson Harbor with ferry service to New England, this home is close to open-air shopping plazas with bistros and boutiques, theaters, and galleries that showcase the town’s maritime past. Highlights include rich hardwood floors gleaming across an open, airy interior, lots of natural light, and many upgrades. The entry foyer flows into the bright living room with a bay window, continuing into the formal dining room. A breakfast bar separates the dining room and contemporary kitchen featuring subtly elegant two-tone cabinetry, "Corian counters", and stainless steel appliances. A back door opens to a two-tiered patio/deck area perfect for cookouts and cocktail parties overlooking the deep back yard. Down the hall is the primary bedroom, two additional bedrooms, and a full hall bathroom with a dual-sink vanity. The unfinished and spotless basement offers loads of extra storage, a laundry area, and vast possibilities. A long, wide driveway provides extra parking, a neatly manicured front yard, and proximity to the LIRR, Stony Brook University, and a nearby golf course, all just some of the extras featured in this impeccable and conveniently located property. Extras: REMODELED: 2022; Sale Includes: Nice Shed; Many Hi Hats; PLUS a 12 month "Choice" Home Warranty is INCLUDED!
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Our Executive Mortgage Banker:
Our Insurance Division:
$599,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $479,200 | $479,200 | $479,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.278% | 7.159% | 6.276% |
Monthly Tax Payment | $974 | $974 | $974 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,148 | $3,185 | $4,041 |
Total Monthly Payment | $4,214 | $4,251 | $5,107 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.