Under contract-accepting backup offers. This charming 2 bed, 1 bath bungalow PLUS a 264 sqft detached studio with a full bath, is located in the highly sought-after Hampton Terrace neighborhood, a vibrant, historic area known for its tree-lined streets, quaint charm, and close-knit community plus the jewel of the community the alluring Lake Roberta. Inside the main house (992sqft), you’ll find gleaming heart pine floors, crown molding, and a cozy wood-burning fireplace, giving the home plenty of character and warmth. You will love the classic Jack-and-Jill bathroom nestled in between the 2 bedrooms, both featuring ample sized closets and lots of light streaming in through the windows. Key updates include a new roof (2020), HVAC and ductwork (2017), and new washer and dryer that convey with the sale. In 2023 the exterior was given some love with fresh exterior paint and a new wood fence surrounding the backyard. The galley style kitchen offers granite counters, a pantry, modern stainless steel appliance, and even a reverse osmosis system for pure water. Outside you'll enjoy an ample sized storage building for all of your extra things and of course the highly desirable detached studio with a FULL BATH that offers flexible living space ideal for a guest suite, home office, or creative studio. The home was tented for termites in 2019 with Haskells and maintains quarterly pest monitoring and treatment with Nvirotect. Situated in the heart of Tampa, this home offers easy access to a wide range of amenities and attractions, making it the perfect place to live for those who want the best of both worlds - a peaceful, residential setting with the convenience of city living. Just a short drive away, you'll find an array of dining, shopping, and entertainment options, as well as popular destinations like Busch Gardens, the Tampa Riverwalk, and the downtown district. For commuters, major highways and public transit options are nearby, making travel throughout Tampa and beyond a breeze. Schedule your private showing today and see why life in Hampton Terrace is so wonderful!
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $292,000 | $292,000 | $292,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.625% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.300% | 6.778% | 6.034% |
Monthly Tax Payment | $127 | $127 | $127 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,894 | $1,870 | $2,425 |
Total Monthly Payment | $2,096 | $2,072 | $2,627 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.