11278 4th AVENUE, Punta Gorda, FL, 33955 | $319,000

Under Construction. Welcome to your dream home in the charming city of Punta Gorda! This brand-new construction, scheduled for completion in January 2025, is a thoughtfully designed 3-bedroom, 2-bathroom haven offering modern living at its finest. With 1, 320 square feet of beautifully planned space, this home strikes the perfect balance between style, comfort, and functionality. From the moment you step inside, the quality craftsmanship and attention to detail will captivate you. Luxury vinyl flooring flows seamlessly throughout, creating a warm and inviting atmosphere while providing the durability and low maintenance that busy households need. The heart of the home is the upgraded kitchen, where a spacious breakfast bar invites family and friends to gather. Quartz countertops and a sleek workstation sink elevate the space, combining elegance with practicality. The cabinetry extends into the laundry room, providing ample storage and a cohesive aesthetic. The master suite is a true retreat, featuring a curbless stall shower that blends luxury and accessibility. Both bathrooms are adorned with tile extending to the ceiling, showcasing meticulous attention to detail and a modern design sensibility. Beyond its interior appeal, this home is built with thoughtful enhancements that provide peace of mind and added value. The roof incorporates waterproofing under the shingles, a feature that not only ensures long-term durability but can also lead to savings on insurance premiums—a testament to the home's superior construction. Situated in the sought-after Punta Gorda area, this property offers a lifestyle that combines the tranquility of a residential neighborhood with the convenience of nearby amenities. Whether you're relaxing at home, hosting guests, or exploring the vibrant local community, this property provides the perfect foundation for your future.

Features

  • Rooms: 3
  • Bedrooms: 3
  • Baths: 2 full
  • Lot Size: 80 x 100
  • Laundry: Electric Dryer Hookup, Washer Hookup
  • Year Built: 2025
  • Garage: 2-car
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 1,320
  • Acreage: 0.18
  • Lot Size: 80 x 100
  • Est. Taxes: $529
  • Pet Policy: Yes
  • Appliances: None
  • MLS#: C7501612
  • Days on Market: 2 days
  • Website: https://www.raveis.com
    /prop/C7501612/112784thavenue_puntagorda_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 1/12/2025 8:02:09 AM)
Listing courtesy of Realty One Group MVP   Phone: 800-896-8790

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

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Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

11278 4th AVENUE, Punta Gorda, FL, 33955

$319,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $255,200 $255,200 $255,200
Term 360 months 360 months 180 months
Initial Interest Rate** 7.000% 7.250% 6.375%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.330% 7.386% 6.623%
Monthly Tax Payment $44 $44 $44
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,698 $1,741 $2,206
Total Monthly Payment $1,817 $1,860 $2,325

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.