Under Construction. Welcome to your dream home in the charming city of Punta Gorda! This brand-new construction, scheduled for completion in January 2025, is a thoughtfully designed 3-bedroom, 2-bathroom haven offering modern living at its finest. With 1, 320 square feet of beautifully planned space, this home strikes the perfect balance between style, comfort, and functionality. From the moment you step inside, the quality craftsmanship and attention to detail will captivate you. Luxury vinyl flooring flows seamlessly throughout, creating a warm and inviting atmosphere while providing the durability and low maintenance that busy households need. The heart of the home is the upgraded kitchen, where a spacious breakfast bar invites family and friends to gather. Quartz countertops and a sleek workstation sink elevate the space, combining elegance with practicality. The cabinetry extends into the laundry room, providing ample storage and a cohesive aesthetic. The master suite is a true retreat, featuring a curbless stall shower that blends luxury and accessibility. Both bathrooms are adorned with tile extending to the ceiling, showcasing meticulous attention to detail and a modern design sensibility. Beyond its interior appeal, this home is built with thoughtful enhancements that provide peace of mind and added value. The roof incorporates waterproofing under the shingles, a feature that not only ensures long-term durability but can also lead to savings on insurance premiums—a testament to the home's superior construction. Situated in the sought-after Punta Gorda area, this property offers a lifestyle that combines the tranquility of a residential neighborhood with the convenience of nearby amenities. Whether you're relaxing at home, hosting guests, or exploring the vibrant local community, this property provides the perfect foundation for your future.
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Our Executive Mortgage Banker:
Our Insurance Division:
$319,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $255,200 | $255,200 | $255,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 7.250% | 6.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.330% | 7.386% | 6.623% |
Monthly Tax Payment | $44 | $44 | $44 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,698 | $1,741 | $2,206 |
Total Monthly Payment | $1,817 | $1,860 | $2,325 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.