Welcome to your new home or vacation destination in Clearwater, Florida! This beautiful furnished 2 bedroom, 1 bath condo offers the perfect blend of comfort and convenience in a highly desirable location. This unit is located on the 2nd floor with minimal stairs and is tucked away in this beautiful community called Winding Creek. The large open-concept living and dining area provides a versatile space for relaxing and entertaining. With plenty of room for a dining table and a spacious seating arrangement this area is perfect for gatherings or enjoying a quiet evening at home. The kitchen is designed to maximize space and functionality featuring a built-in pantry, countertops, breakfast bar and a large window above the sink with natural lighting creating an inviting atmosphere for meal preparation. The dining area has a large built-in storage cabinet for keeping your glassware or collectibles in the cabinet with pull out drawers and deep shelving. Both bedrooms are tastefully decorated with custom blinds, painted accent walls and decor. The furniture remains and looks like new with dressers, side table and ready for the lucky buyer to move right into this gorgeous condo. Also, the windows are newer dated 2017 and you will enjoy a One Year Home Warranty to give you piece of mind if you need to get something fixed. The HVAC system also provides you with a transferable warranty. Adding to its appeal, the community includes a heated pool, hot tub, sauna, clubhouse with pool table and ping pong table, shuffleboard, pickleball and a barbecue station with picnic tables. Amenities included in the HOA fee consists of the cable, internet, water, sewer, trash, the roof, maintenance of exterior and common areas, landscaping and the maintenance of the private pool area and recreation amenities. Winding Creek is located just five miles from Honeymoon Island and neighboring downtown area of Dunedin. The shopping is close by at Westfield Shopping Mall and Cobb Theatres. The surrounding area is bustling with trendy shops and stylish eateries such as The Fenway and Bon Appetit Restaurant epitomizing the beachside community and so much more. Check out this opportunity to make this updated condo your new home in Clearwater and enjoy the community comforts in a vibrant setting.
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$185,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $148,000 | $148,000 | $148,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.625% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.300% | 6.778% | 6.034% |
Monthly Tax Payment | $169 | $169 | $169 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $960 | $948 | $1,229 |
Total Monthly Payment | $1,203 | $1,191 | $1,472 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.