End of the road location in Craftsbury on 10 acres. This cape style home is ready for a new family. It includes a covered porch, large mud room, a short center hallway to a full bath with closet, large eat-in kitchen with upper and lower cabinets, a huge pantry closet and a high counter dividing the kitchen from the living room. The pine floors have just been refinished and are beautiful. Off the kitchen facing south is the 12x20 deck with new decking, railings, and stairs. Head up the mirrored stairway to the second floor. The home was a 3 bedroom home until the owner removed a wall and made a large open space. There is a second large bedroom with nice pine floors. The basement has a finished carpeted 10x19 den. The other half of the basement has a laundry and furnace room. The 10 acres in mostly mix woods perfect for walks, hikes and playing. There is a small garden shed on the side yard and a campfire area off the south deck. A small stream runs across the property behind the garden shed. Near xc ski, and snow mobile trails A lovely private spot and an easy keeper.
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Our Executive Mortgage Banker:
Our Insurance Division:
$350,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $280,000 | $280,000 | $280,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.625% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.300% | 6.778% | 6.034% |
Monthly Tax Payment | $327 | $327 | $327 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,816 | $1,793 | $2,325 |
Total Monthly Payment | $2,218 | $2,195 | $2,727 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.