First Time on the Market - Your Perfect Opportunity Awaits! Nestled between Old Norwich Road and Bloomingdale Road, just a short distance from Route 32, this expanded ranch provides charm, convenience, and endless potential. Boasting recent updates, the home now includes an additional 782 square feet of finished lower-level living space with a walk-out, featuring a third bedroom, laundry nook, full bath with shower/tub, and a versatile family/media room. Ample storage options abound, including a 1-car attached garage, attic with pull-down stairs, and additional basement storage (complete with a gratuitous treadmill). For outdoor enthusiasts, the property highlights two gardens, ideal for self-sustaining hobbies or simply enjoying the beauty of nature. Listen to the serene sounds of taps played daily from the nearby Coast Guard Academy. Enjoy an easy commute to major local employers such as Electric Boat, the Naval Submarine Base, Pfizer, UCONN (Avery Point), Mitchell College, and Lawrence Memorial Hospital (YNH). The home's high-efficiency Buderus boiler, recently serviced, affords energy savings. Complementing this is a cozy wood-burning stove in the oversized living room for those chilly winter nights. Additional highlights include: * 2019 roof replacement * Upgraded Trex deck for durability and low maintenance * Proximity to the Connecticut College Arboretum, offering 750 acres of gardens, trails, and outdoor activities. Located in a desirable neighborhood with an abundance of convenience, outdoor recreation, and modern amenities, this home has it all. Don't miss your chance-schedule your showing today to see everything this property has to offer!
Type | Description | Dimensions | Level |
---|---|---|---|
Bedroom 1 | Ceiling Fan,Hardwood Floor | 10.5 x 11.0 | Main |
Bedroom 2 | Ceiling Fan,Hardwood Floor | 11.0 x 12.0 | Main |
Dining Room | Balcony/Deck,Ceiling Fan,Hardwood Floor | 10.0 x 10.0 | Main |
Family Room | Remodeled,Beams,Vinyl Floor | 16.0 x 24.0 | Lower |
Full Bath | Full Bath,Tub w/Shower,Tile Floor | Main | |
Full Bath | Remodeled,Tub w/Shower,Laundry Hookup,Vinyl Floor | Lower | |
Kitchen | Built-Ins,Corian Counters,Double-Sink,Vinyl Floor | 9.5 x 14.0 | Main |
Living Room | Bay/Bow Window,Wood Stove,Hardwood Floor | 13.0 x 21.0 | Main |
Primary Bedroom | 12.5 x 13.0 | Lower |
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $296,000 | $296,000 | $296,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.625% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.300% | 6.778% | 6.034% |
Monthly Tax Payment | $320 | $320 | $320 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,920 | $1,895 | $2,458 |
Total Monthly Payment | $2,315 | $2,290 | $2,853 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.