Custom built energy efficient on beautiful St. Johns River. Delight in the opulence of 178 feet of prime frontage on the St. Johns River at 516 Cedar Creek Rd. This property is securely enclosed with a black chain-link fence and a bespoke electric gate, ensuring your privacy while offering easy access. The kitchen, an epicurean's dream, is equipped with abundant granite countertops, a gas range, a 3-door refrigerator, an additional built-in electric oven, a microwave, and a well-appointed pantry. The master suite is your private haven, featuring dual sinks, lavish soaking tub, a generous shower, double ceiling fans, and a walk-in closet that spans an impressive 19 feet. Experience the comfort of a family room adorned with bespoke Hickory cabinets. Savor the sunrise and your morning coffee on the covered screened porch. And, if the weather turns chilly, stay cozy by the inviting wood-burning fireplace. Among the property's additional features are a large workshop equipped with a 220amp connection, dual water systems incorporating reverse osmos and a salt softener system, interior and exterior LED lighting, RV hookup for electricity and water, two tankless gas water heaters, and spray insulation. The property is also equipped with a whole-house generator, offering peace of mind during unexpected power outages. Very low electric bill due to blown insulation on trusses. Poured CB walls. 4 & 5" black chain link fencing. . . custom power gate and cute gator mailbox. Power to dock and lift selling "AS IS". Don't wait, contact us today to schedule a tour of your future dream home! Dining room set for sale. Dining room fixture does NOT convey.
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Our Executive Mortgage Banker:
Our Insurance Division:
$870,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $696,000 | $696,000 | $696,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.625% | 6.625% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.620% | 6.735% | 6.806% |
Monthly Tax Payment | $521 | $521 | $521 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,514 | $4,457 | $6,111 |
Total Monthly Payment | $5,127 | $5,070 | $6,724 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.