Great opportunity to own a charming 2-bedroom, 2-bathroom home situated on a quiet cul-de-sac! This home is filled with natural light and offers a water view from the screened-in back patio—all without the need for flood insurance. Recent updates include a new roof (2023) with a protective membrane underlayment, a new electrical panel (2023), and a new AC unit (2023). In addition, the living room, dining room, and bedrooms feature new "light wood" laminate flooring installed in November 2024. The primary bedroom has an ensuite bath with a new vanity, and a walk-in shower, while the second bathroom also includes a new vanity, and a soaking tub. In the garage you'll find five new interior panel doors and door knobs, ready to be installed and included with the home. With all the major updates already completed, this property just needs your personal touch to make it home! OPTIONAL HOA that offers access to clubhouse, pool, and tennis courts. Located in the prime area of Wesley Chapel, you'll be close to Wiregrass Mall, providing easy access to shopping and dining options.
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Our Executive Mortgage Banker:
Our Insurance Division:
$325,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $260,000 | $260,000 | $260,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.625% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.300% | 6.778% | 6.034% |
Monthly Tax Payment | $129 | $129 | $129 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,686 | $1,665 | $2,159 |
Total Monthly Payment | $1,890 | $1,869 | $2,363 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.