This young home has the ideal floor plan for entertaining, offering two living rooms plus a bonus area allowing lots of room to spread out along with five bedrooms. Upon entry, you have a formal living and dining room. As you walk through to the kitchen enjoy an open-concept kitchen and family room. A large kitchen offers plenty of cabinet space, large pantry, a sit-around island and stainless steel appliances including an upgraded dishwasher. The cozy family room opens to the back lanai and fully fenced landscaped yard which can easily accommodate a pool and swing set. Also on the first floor is the primary bedroom and bath, and three additional bedrooms and baths. The primary bedroom has a large walk-in closet, and the bath offers a shower and separate tub with dual sinks, vanity and linen closet. The two-car garage enters right into the laundry room for convenience. The second floor offers yet another living space plus a bedroom and full bath. A new hot water tank was added in 2022. Fishhawk Ranch is a planned community featuring miles of walking trails, six pools, splash pad, tennis club, fitness centers, playgrounds, dog parks, sports complex, clubhouses, skate park, lake and more. Stop into Park Square, the downtown area of Fishhawk for outdoor movie night, farmers market and other community festivities. This home is in the Starling section of Fishhawk Ranch which has two dog parks, tennis club, pools, playgrounds and workout facilities all within a short distance from home. The community offers lots of fun public and private events. Fishhawk Ranch also offers A-rated elementary, middle and high schools. A short drive will take you to Interstate 75 and the Selmon Expressway for commuting to downtown Tampa and MacDill AFB. There is bus service offered to MacDill AFB.
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William Raveis Mortgage, LLC
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Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $455,200 | $455,200 | $455,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.625% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.300% | 6.778% | 6.034% |
Monthly Tax Payment | $503 | $503 | $503 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,952 | $2,915 | $3,780 |
Total Monthly Payment | $3,547 | $3,510 | $4,375 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.