2148 La Palma AVENUE, Port Charlotte, FL, 33953 | $475,000

Villa Milano is a charming and ideally located community with so much to do! Welcome home to 2148 La Palma.

**Flexible Floor Plan**: The Drexel Floor Plan is thoughtfully designed with three bedrooms, a flex room that can be a den, office, or even a fourth bedroom, and an open great room layout that blends the living, dining, and kitchen areas seamlessly.

**Gourmet Kitchen**: Featuring plenty of cabinet space, built-in double ovens, a cooktop, and a large closet pantry. Ideal for culinary enthusiasts and hosting gatherings.

**Pool & Deck**: Enjoy the Florida sun with a beautiful travertine deck and a pool, enhanced with a new screened pool cage installed in 2023.

**Primary Suite**: A luxurious retreat with a spacious walk-in closet and an ensuite bathroom that features a large shower, double sink vanity, and linen closet.

**Convenient Laundry**: Situated away from the bedrooms, this setup ensures a peaceful environment while keeping laundry chores out of sight.

**Community Amenities**: Villa Milano offers a gated entry, community pool, sidewalks, and underground utilities, all with low HOA dues and no CDD.

**Prime Location**: Close to the spring training home of the Tampa Bay Rays, dining, shopping, and Charlotte County's waterways and beaches. It's also a short drive to nearby towns like Punta Gorda, North Port, Boca Grande, Englewood, and Venice.

It is a fantastic place to call home! This home is available for immediate occupancy and is available furnished. Call today for a private tour!

Features

  • Amenities: Fence Restrictions, Gated, Pool
  • Rooms: 7
  • Bedrooms: 3
  • Baths: 2 full
  • Lot Size: 52 x 123 x 93 x 125
  • Laundry: Electric Dryer Hookup, Laundry Room, Washer Hookup
  • Year Built: 2018
  • Garage: 2-car Driveway, Garage Door Opener
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 1,978
  • Acreage: 0.19
  • Lot Size: 52 x 123 x 93 x 125
  • Est. Taxes: $6,500
  • HOA Fee: $305 Monthly
  • Lot Desc: Flood Insurance Required, Landscaped
  • Elem. School: Liberty Elementary
  • Middle School: Murdock Middle
  • High School: Port Charlotte High
  • Pool: Deck, Gunite, Heated, In Ground, Screen Enclosure
  • Pet Policy: Cats OK, Dogs OK, Yes
  • Appliances: Built-In Oven, Cooktop, Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
  • MLS#: D6139149
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /prop/D6139149/2148lapalmaavenue_portcharlotte_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 12/12/2024 6:27:37 AM)
Listing courtesy of CENTURY 21 TROPICAL BREEZE   Phone: 941-883-4750

William Raveis Family of Services

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Customer Service

888.699.8876

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

2148 La Palma AVENUE, Port Charlotte, FL, 33953

$475,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $380,000 $380,000 $380,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.750% 6.625% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.300% 6.778% 6.034%
Monthly Tax Payment $542 $542 $542
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,465 $2,433 $3,156
Total Monthly Payment $3,082 $3,050 $3,773

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.