CHRISTMAS CAME EARLY! Live an active carefree lifestyle in this totally upgraded sought after Julia model villa located in Tampa Bay's Premier 55+ community of Valencia Lakes. As you approach this home notice the decorative stone boarders, lush landscaping and full-length etched hurricane glass entry door. Impressive from the start! The foyer welcomes you with soaring ceilings and extensive molding details. Up front is the privately situated guest bedroom with engineered hardwood floors and a full bath. Continue through to the open and spacious living area. Notice the Premium upgrade tile laid diagonally. Beautiful 6" crown and base molding are throughout the home as well as elegant lighting for that wow factor. Beautifully renovated kitchen is suited for any luxury home. High quality shaker cabinets are accentuated with above and below cabinet lighting and lighted glass door feature. Gleaming granite counters with extended overhang make for plenty of prep space and room for four bar stools at the large peninsula. The over-sized stainless sink will make clean up a breeze. Stainless appliances and a built-in breakfast banquet round out this amazing space. Your office/3rd bedroom is nicely furnished with a complete wall of cabinetry and granite desktop. The large living room has ample recessed lighting and more custom molding details. Open the sliders and extend your entertaining space to the quiet, tropical backyard. Enjoy a glass of wine on the screened lanai or the 10 ft. outdoor paved extension. There is a special custom-made accordion hurricane shutter for the lanai screen! The primary bedroom also overlooks this private outdoor space and has engineered hardwood flooring, two walk-in closets and an ensuite bath with double sinks and large shower. The laundry room has an added sink and cabinets and leads to a 2-car garage with built-in workbench, extra GFI outlets and extra shelving for all your storage and any project needs. Water softener and whole house carbon filter remain. Valencia Lakes is a 55+ plus active adult golf cart community. It offers 40-acre waterfront outdoor recreation area with resort-style heated pool, lap & resistance pool, 40, 000 sq. ft. clubhouse, deluxe Bistro to come soon, arts & crafts studio, har-tru tennis courts, fitness center, half-court basketball, pickleball & bocce courts, dog park, baseball park, hundreds of clubs and activities, RV/boat storage area. Over 100 acres is set aside as nature preserves; enjoy the quiet and solitude of peaceful views, birds and wildlife by the water edges. More than 3 miles of bike and walking paths. Great sense of community! Tampa, St. Pete and Sarasota 25-45 minutes away. Close to the airport, medical facilities, shopping & golf.
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $271,600 | $271,600 | $271,600 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.625% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.300% | 6.778% | 6.034% |
Monthly Tax Payment | $321 | $321 | $321 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,762 | $1,739 | $2,255 |
Total Monthly Payment | $2,158 | $2,135 | $2,651 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.