One or more photo(s) has been virtually staged. MORE PROFESSIONAL PICTURES TO COME Discover the exceptional quality of this brand-new manufactured home for 2024! 4 BEDROOM 2 BATH Designed with an engineered foundation, this residence offers unparalleled support and stability. Featuring 4 spacious bedrooms and 2 modern bathrooms, this upgraded home showcases superior construction with 2x2 and 2x4 framing throughout. Nestled on a stunning 1. 3-acre lot, this property provides a serene mountain retreat look, ensuring your privacy with no neighbors in front or on one side. The builder has maximized the land's potential, making it perfect for your horses, donkeys, or chickens! This home is built to last, featuring robust 3/4 inch tongue and groove OSB floor decking, the strongest ridge beams available, and a C-Channel cross beam for added support. The side walls are reinforced with 10-inch spaced studs, while the ceiling boasts R-21 insulation and strategically placed AC ducts for optimal comfort. Additional features include stud-mounted receptacle boxes and fully vented wrap-around eaves. (see agent for details). This unique property is the only one in the area offering 4 bedrooms and over 1. 3 acres of land, while others are limited to half an acre at a similar price! Plus, the owner may assist with rate buy-downs or closing costs if you choose their preferred lender—ask agent for more information. Builder may also provide a home warranty. ASK Agent for details Don’t miss out on this incredible opportunity!
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Our Executive Mortgage Banker:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $239,920 | $239,920 | $239,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.625% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.300% | 6.778% | 6.034% |
Monthly Tax Payment | $38 | $38 | $38 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,556 | $1,536 | $1,992 |
Total Monthly Payment | $1,669 | $1,649 | $2,105 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.