This 2024 PALMARY model smart home is move-in ready and could not be duplicated for this price! It features over $111k in builder upgrades (not including lot premium) PLUS an additional $163k in post-closing upgrades by the owner which includes a custom, salt-water free-form pool with LED lighting, plumbing already installed for summer kitchen, plus a new 1, 000+ sq. ft. picture frame pool cage with “No-See-Um” screening and Travertine flooring on the pool deck. The seller also added porcelain tile floors to all three bedrooms as well as custom closet systems, reverse osmosis water system, fans, window coverings, landscaping and more. Wonderful home for entertaining with a fabulous gourmet kitchen that opens to the great room featuring a large center island, gas cook top, wall oven, impressive walk-in pantry plus an abundance of cabinet and counter space. This home has IMPACT WINDOWS and SLIDERS, is still covered under the builder's warranty and the HVAC has a 10 year warranty with bi-annual service agreement. Natural gas stove, dryer and water heater too. Terreno is a fabulous, new gated, natural gas, fiber optic community by Divosta, the luxury brand of Pulte in a growing area located minutes to public/private schools, healthcare, shopping, new County park, new Publix opening 2025, Ave Maria, Immokalee casino and more. Amenities include 15, 000 sq. ft. clubhouse under construction with expected completion summer 2025 to feature resort style pool and spa, restaurant and bar, state of-the-art fitness center, pickleball courts, a large community room, catering kitchen, playground, food truck area, dog park, fire pit lounge and public golf course next door. Owner golf carts and fences are allowed and pet friendly too. Why wait 6-8 months to build when you can start living the Naples dream lifestyle now!
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $591,200 | $591,200 | $591,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 7.125% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.204% | 7.295% | 6.412% |
Monthly Tax Payment | $237 | $237 | $237 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,884 | $3,983 | $5,029 |
Total Monthly Payment | $4,213 | $4,312 | $5,358 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.