Beautifully UPDATED, MOVE IN READY 3/2 desirable Citation model in Del Webb Spruce Creek Golf and Country Club 55 plus community. This home is a must see. Featuring a 2018 ROOF, 2019 HVAC, and 2024 WATER HEATER there is ABSOLUTELY nothing for you to do except to start enjoying all the community has to offer. This thoroughly maintained property greets you with beautiful low maintenance pebble landscape beds and concrete curbing along with mature Florida landscaping. The home welcomes you with FRESH PAINT throughout and a generous TILED foyer and OPEN CONCEPT living area. Ample windows and volume ceilings create a LIGHT & BRIGHT feeling, while a recessed accent wall provides the perfect spot for mounting your television or entertainment wall unit. Sliding doors provide access to a 10 x 29 SCREENED LANAI designed for outdoor dining and entertainment. The SPACIOUS kitchen boasts upgraded NEW STAINLESS stove and microwave, a new deep sink and garbage disposal, roomy hardwood cabinets, pendant lighting and new LED recessed lighting and a convenient spacious pantry closet. All three bedrooms feature NEW Luxury Vinyl Plank (LVP) FLOORING, making this a “no carpet” home. The primary bedroom is a SERENE RETREAT with a walk-in closet with solar tube, designer ceiling fan, and en-suite bathroom complete with a dual vanity, walk-in shower, water closet, and recessed lighting. Two additional bedrooms (one without closet) each feature ceiling fans, with a guest bathroom offering a tub/shower combo with built-in shelving and a single vanity with a large mirror. The INSIDE LAUNDRY room is equipped with cabinets above the washer and dryer for added storage. Finally, this home was RE-PIPED in 2024 (permit available upon request). Nestled in the exclusive Del Webb Spruce Creek Golf & Country Club, a 24-hour gated community, this vibrant neighborhood offers unparalleled amenities to suit every lifestyle – including 36 holes of CHAMPIONSHIP GOLF designed by PGA member Terry Doss, and three distinct recreational complexes, each catering to diverse interests. Within walking distance, The Horizon Center includes a 32, 000 sq. ft. facility with a newly remodeled lobby, ballroom, game and craft rooms, a heated outdoor pool, spa, covered lanai, bocce ball, and shuffleboard courts. The Lake Vista Recreation Area boasts a state-of-the-art fitness center, an indoor lap pool, and picturesque outdoor amenities such as a large pavilion, horseshoe pits, a softball field, and scenic walking/biking trails through the American Kestrel Preserve. Lastly, also within walking distance, Peninsula Park provides lighted tennis and pickleball courts, a heated outdoor pool and spa, volleyball, and water fitness classes. For dining, Toppers Tavern provides a perfect gathering spot; and the community also offers RV, boat, and camper storage. Conveniently located near medical facilities such as Marion County Fire Rescue, Ocala Munroe Regional Medical Center, Summerfield ER, the Ocala Heart Institute, and the Veterans Health System outpatient clinic, this community ensures peace of mind. With over 100 clubs and activities, a wide range of recreation included at no extra cost, and proximity to shopping and travel routes near the front gate, Spruce Creek Golf & Country Club truly has it all. PLEASE WATCH OUR WALKTHROUGH VIDEO, and CALL TODAY to schedule your private showing or virtual tour. One or more photos are virtually staged.
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NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $247,920 | $247,920 | $247,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.339% | 7.017% | 6.120% |
Monthly Tax Payment | $263 | $263 | $263 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,629 | $1,629 | $2,075 |
Total Monthly Payment | $1,967 | $1,967 | $2,413 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.