Nestled in the centrally located and highly desirable community of Richmond, this stunning 3/2 Anchor-V Cottage Villa model offers a FULL TWO-CAR GARAGE, FULLY FENCED backyard, GLASS-ENCLOSED lanai, and GAS COOKING making it the perfect blend of style and comfort. The front exterior showcases impeccable curb appeal with block and gravel landscaping and lush plants. Behind the home, a tranquil tree line and masonry wall provide exceptional rear privacy. Inside, the kitchen is a chef’s dream, featuring gorgeous cabinets, a window above the sink (which looks outside—not at your guests in the living room) STAINLESS appliances, recessed lighting, a breakfast bar, open shelving, and GAS COOKING, all seamlessly connected to the open-concept dining living area. The living area impresses with LUXURY VINYL PLANK flooring, vaulted ceilings, a sleek ceiling fan (with light), and sliding doors leading to the enclosed lanai. The primary bedroom is a private retreat with a ceiling fan (and light), beautiful lighting, en suite bathroom, and a large walk-in closet. The primary bath is well-appointed with dual sinks, a large mirror, shower with glass doors, large added medicine cabinet, and a private toilet and shower area. Bedrooms two and three each offer ceiling fans, ample lighting, and built-in closets, while the guest bath includes a single vanity and tub/shower. Additional convenience comes with the INSIDE LAUNDRY ROOM, complete with shelving, and a storage are for cleaning tools. Step into the ENCLOSED LANAI with glass windows, a ceiling fan, and mini split climate control for year-round enjoyment. Or walk outside to unwind on the finished area, ideal for a cozy porch swing or barbecue. The FULLY FENCED backyard offers privacy and space to relax or entertain. This home combines thoughtful design and inviting features, creating the perfect sanctuary. Immerse yourself in a lifestyle of leisure with access to over one hundred pools, forty-two executive golf courses, and thirteen championship golf courses. With more than one hundred recreation centers throughout The Villages, the opportunities for socializing and recreation are truly endless. The Village of Richmond is ideally located in The Villages, Florida, offering unparalleled convenience and access to some of the area's most sought-after amenities. Situated just 1. 7 miles from Brownwood Paddock Square, 0. 7 miles from the scenic Lake Okahumpka Recreation Area, and 2. 5 miles from the fun-filled Richmond Pitch and Putt, this neighborhood has it all! Enjoy proximity to multiple golf courses, pools, pickleball courts, and recreation centers, as well as nearby shopping, restaurants, banks, and medical facilities. PLEASE WATCH OUR WALKTHROUGH VIDEO OF THIS STUNNING HOME and call today to schedule your Private Showing or Virtual Tour!
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $319,200 | $319,200 | $319,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.339% | 7.017% | 6.120% |
Monthly Tax Payment | $118 | $118 | $118 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,097 | $2,097 | $2,672 |
Total Monthly Payment | $2,290 | $2,290 | $2,865 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.