One or more photo(s) has been virtually staged. WELCOME TO YOUR FLORIDA RETREAT
This spacious 2-bedroom, 2-bathroom second-floor condo offers a relaxed coastal lifestyle with serene pond views and glimpses of Sarasota Bay. Located in the highly desirable Mount Vernon community, this home is perfect for both Snowbirds and full-time residents seeking the best of Florida living.
The former lanai has been enclosed, creating extra living space perfect for a cozy reading nook, home office, or additional seating area to take in the peaceful views. The open floor plan is bright and inviting, with plenty of room for relaxing or entertaining guests.
Mount Vernon is a vibrant 55+ community that offers an endless array of amenities. Enjoy a resort-style pool, tennis and pickleball courts, shuffleboard, and even boat slips for easy water access. Explore the bayfront park, nature trails, butterfly garden, and kayak launch/storage, or relax by one of the serene ponds. The clubhouse features a library, game room, banquet space, and more, making it a hub for the many social activities and events.
This stress-free lifestyle includes water, sewer, cable, internet, trash, pest control, landscaping, and exterior maintenance/insurance. Whether you're soaking up the sun or staying active with friends, this community has something for everyone.
Live the ultimate Florida lifestyle without the hassle. Call today to schedule your private showing and make this slice of paradise your home!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$250,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $200,000 | $200,000 | $200,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.625% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.300% | 6.778% | 6.034% |
Monthly Tax Payment | $89 | $89 | $89 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,297 | $1,281 | $1,661 |
Total Monthly Payment | $1,461 | $1,445 | $1,825 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.