Indulge in the pinnacle of luxury living with this magnificent MI Homes Montrose floorplan, gracefully nestled on a beautiful open grass park/muse and a fenced lot within the award-winning Starkey Ranch community of Tampa Bay. Just steps away is the heart of Starkey Ranch, Whitfield Park with a pool, dog park, playground, bathrooms, gazebos, and event lawn. This distinguished residence presents 3 bedrooms, an office, 2. 5 baths, a flexible living or dining room, great room, and a bonus room, harmonizing elegance with practicality to offer an unparalleled living experience. A grand front porch extends a warm welcome, inviting guests into a realm of refined sophistication. The upgraded Craftsman exterior is enhanced with stone and fresh landscaping. Enter into the foyer, and open to the left is a bright and versatile space, perfect for a formal dining room or an additional family room. To the right, discover a main floor office complemented by French doors and a half bath, providing comfort and convenience for guests, office, or multigenerational living. Your gourmet kitchen is outfitted with high-end GE built-in appliances, high level quartz counters, new stylish lighting, and rich warm slate espresso stained solid wood cabinets adorned with exquisite hardware. The owners thoughtfully designed additional cabinetry going into the dining room. Seamlessly flowing into the great room, the open floor plan sets the stage for effortless entertaining and relaxation. Step outdoors to the expansive covered paver patio, an idyllic setting for al fresco gatherings, overlooking the generously sized fenced yard enveloped by lush hedges, offering privacy and space for leisure activities. Ascend the wood upgraded staircase to uncover a multi-functional bonus room, offering boundless opportunities for leisure or recreation. Retreat to the secluded owner's sanctuary, where a spacious master suite awaits, boasting an indulgent ensuite adorned with an oversized glass walk-in shower, gorgeous quartz counters, undermount sinks, and a generous walk-in closet. The thoughtfully designed split floor plan unveils two additional bedrooms and a guest bath featuring a convenient tub-shower combo. All NEW carpet graces the upper level. The main floor laundry room, equipped with hookups for both gas and electric dryers INCLUDES the washer and dryer in your purchase, and ensures practicality for daily chores. Nestled in the parklike setting, Heart Pine Ave is a quaint side street in the community that does not get a lot of traffic. Cunningham Park is also within close distance and a paved trail that leads to the school and many other amenities. Additional luxuries include a rear-facing garage with *Smart Home* technology, preplumbed for a water softener, and hurricane shutters, providing peace of mind and convenience. Paver lanai, front porch, and driveway. HOA is only $85/year and NO FLOOD ZONE, NEW paint throughout. SUPER clean and well maintained! Starkey Ranch, renowned for its unparalleled amenities, offers a $44 million K-8 Magnet School, theater, library, community pools, playgrounds, dog parks, and 22 miles of trails. Pasco County district park, boasting league fields for various sports, further enhances the active lifestyle options within Starkey Ranch. Conveniently situated near shops, restaurants, Tampa International Airport, and pristine beaches. Schedule your private viewing today - virtual tour: https: //bit. ly/3337HeartPine
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William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $500,000 | $500,000 | $500,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 7.250% | 6.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.330% | 7.386% | 6.623% |
Monthly Tax Payment | $375 | $375 | $375 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,327 | $3,411 | $4,321 |
Total Monthly Payment | $3,794 | $3,878 | $4,788 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.