This three-year-young raised ranch is nestled in a quiet country setting. Set back from the road, enjoy single level living with an open concept living room, dining area and kitchen, with center island for convenience and ceiling height cabinets with dove tailed soft close, granite counter tops, and stainless steel appliances with newer refrigerator. The primary bedroom has a 3/4 en suite bath, with 2 more generous bedrooms and another full bath. Efficient baseboard hot water heating plus added heat option and a/c with 2 newer mini splits. The lower level is a walkout unfinished basement with a multitude of options for storage or additional potential to finish for more living space and is already insulated and plumbed for a 1/2 bath with large windows letting in ample natural light! The two car garage keeps you out of the cold and offers additional storage. Enjoy the comfort and peace of mind in having an on demand generator that will run all of your essentials. Outside the shed has electrical power for a potential workshop or added storage. Enjoy your expansive backyard from your back patio. This is home is move in ready and awaiting it's new owners. Don't miss this one, schedule your private showing!
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $335,600 | $335,600 | $335,600 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.278% | 7.159% | 6.276% |
Monthly Tax Payment | $526 | $526 | $526 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,205 | $2,231 | $2,830 |
Total Monthly Payment | $2,806 | $2,832 | $3,431 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.