Welcome Home to 3445 D O T Rd. , located in the charming subdivision of Old Sebastian Point. The property is high and dry at the base flood elevation of over 9 fl. This open floor plan boasts, 3 bedrooms, 2 bathrooms, and a screened lanai. Includes the entire wooded Preserve including 2. 31 acres of pristine, wooded natural setting with your very own creek. Enjoy the privacy and tranquility of this home, which is nestled within a protected preserve, allowing you to experience the wonders of wildlife right in your own backyard. Fully fenced backyard. The abundance of natural lighting throughout the home creates a warm and inviting atmosphere. The garage has built in storage and Shark Flooring. Both the interior and exterior of the home have been meticulously maintained. Hand painted exterior in 2024. This ultra-efficient home is a practical choice for those looking to save on expenses. Hurricane shutters, custom closets and gutters around the whole house. LVP flooring in bedrooms. Full yard irrigation. New pump in 2024. Survey and elevation report available. This quality built Landon home is located close to beaches and the magical downtown area of Saint Augustine. 3445 Dot Rd offers the perfect blend of seclusion and convenience.
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Our Executive Mortgage Banker:
Our Insurance Division:
$455,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $364,000 | $364,000 | $364,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.339% | 7.017% | 6.120% |
Monthly Tax Payment | $415 | $415 | $415 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,391 | $2,391 | $3,047 |
Total Monthly Payment | $2,881 | $2,881 | $3,537 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.