AVAILABLE FOR QUICK CLOSING. Affordable Low-Maintenance Stucco Home in Guard Gated, Active Adult Golf Community. Discover a lifestyle of comfort and leisure you've waited for your whole life for in this charming home located in the popular, high-demand Arlington Ridge Guard Gated Golf Community With a low HOA of $124 per month, Built in 2016, this 3 bedroom 2 bath with Den/Man Cave/Office with 3 foot stretched 2 car garage home boasts modern design and low-maintenance stucco construction. Open floor plan great for entertaining, Architectural upgrades include, Crown Molding in main area, High ceilings, engineered hardwood flooring and plantation shutters throughout, . Energy efficient upgrades include, foam filled block, extra attic insulation, radiant heat barrier, insulated windows, whole home water treatment & high efficiency tankless water heater Home situated on a low-traffic side street. A short walk of only 1/2 block to sports courts and 1 block to amenities or take your golf cart in this golf cart friendly community. Living room boast open-concept floor plan and high ceiling w/ crown molding to enhance the sense of space and inviting atmosphere and overlooks greenery through the dis-appearing sliding doors, providing a view of private backyard, Kitchen features pantry, ample wood cabinetry with double pull-outs and under cabinet lighting, granite counters, extra large island to set your buffet on when entertaining, and abundant natural light. The stainless steel range and fridge are included. The large 17'6" x 13" master bedroom features an en-suite bath with dual vanities w/ granite tops, a walk-in (no step or ledge) Roman shower for added safety, private water closet & Custom walk-in closet, Indoor laundry room with cabinets and 8 foot wide pantry, Washer & Dryer are included. Outdoor space includes 240 s. f. covered & screened lanai is perfect for entertaining or simply relaxing. If you're looking for paradise, You've found it. Benefit from huge discounts on homeowner's insurance due to the home's high construction standards being built to wind code, high elevation for flood protection, and a low wind zone, also qualifying for additional insurance discounts. Current insurance premium is only $1, 612 The low HOA of $116/month includes, Wi-Fi router for signal coverage throughout the home, 200+ cable TV channels, and 250-megabyte high-speed internet. Two DVRs are also included for recording your favorite shows which is all included in the low HOA of $124/month making this community even more affordable than nearby communities This sought-after community offers a range of amenities, including an 18-hole golf course where you can get a tee time year round, driving range, putting greens, lighted tennis and pickleball courts, heated swimming pools, hot tub, fitness facilities, billiards, a restaurant, tavern, and a free movie theater. The community is golf cart-friendly, with sidewalks for strolls and low-speed limit streets perfect for bicycling. Enjoy the convenience to grocery stores, restaurants, banks, and pharmacies within a 5-minute drive. Emergency services are just 10 minutes away, and a free boat ramp and fishing pier on a 15, 000-acre lake are nearby. Community is 20 minutes from malls, restaurants, and a 12-screen movie theater, 45 minutes from Orlando, Major theme parks, and the airport, 90 minutes to Daytona Beach & Atlantic Ocean and Gulf of Mexico Clearwater SJS 2024©
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William Raveis Real Estate
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $349,600 | $349,600 | $349,600 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.339% | 7.017% | 6.120% |
Monthly Tax Payment | $154 | $154 | $154 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,297 | $2,297 | $2,927 |
Total Monthly Payment | $2,526 | $2,526 | $3,156 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.