Welcome to your charming pool home! Located in the middle of Englewood, this 3/2/2 pool home has a METAL ROOF and a NEW ELECTRICAL PANEL! The living room and dining room feature tiled flooring. The kitchen has cottage cabinetry, granite countertops and tiled flooring. The kitchen features all stainless- steel appliances which are a Whirlpool dishwasher, Whirlpool microwave, Maytag stove top stove and a Samsung French door refrigerator. The family room has vinyl flooring and IMPACT windows. The master bedroom has concrete flooring, a ceiling fan, a wall closet and a 2 year-old mini split A/C. The ensuite bath features a new vanity with a cultured marble countertop, updated pendant lights, shower and a new toilet. Bedrooms #2 & #3 have concrete flooring, ceiling fans and wall closets. The guest bathroom has an updated vanity with a granite countertop, vinyl flooring and a combo tub/shower. The screened lanai is a great place for morning coffee or evening cocktails, overlooking the pool and a private backyard with lush landscaping! The SALT WATER POOL was added in 2016 and is pre-wired for heat. There is also a sundeck and concrete patio for all your relaxation and entertainment needs. The fenced in yard has a shed for your gardening equipment. Metal Roof was replaced in 2005 (wind mitigation report indicates there is still at least 6 years left on the roof) and AC is about 5 years old, per seller. This home is located 1 block from the community boat ramp that is only $50 annually. Best of all, it is NOT in a designated flood zone so your lender will not require flood insurance. Conveniently located close to restaurants, shopping, golf courses, beaches and more! Come and explore all this home has to offer!
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Our Executive Mortgage Banker:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $319,920 | $319,920 | $319,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.278% | 7.159% | 6.276% |
Monthly Tax Payment | $160 | $160 | $160 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,102 | $2,126 | $2,698 |
Total Monthly Payment | $2,337 | $2,361 | $2,933 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.