9163 SW 186th TERRACE, Dunnellon, FL, 34432 | $2,150,000

Get ready to channel your inner explorer at this jaw-dropping River Retreat! With 4 cozy bedrooms and 3 baths, plus a whopping 2600 SF of living space between the main house and the riverfront bungalow, this gem is perched on just over half an acre of RAINBOW RIVER bliss. Seriously, it's the ultimate getaway for year-round fun! This riverside paradise radiates chill vibes from every nook and cranny! Wake up every morning in awe of the sparkling river view or snuggle up on those crisp North Florida nights by the fireplace in the great room. Love to cook? Whip up a feast in the fabulous kitchen with a gas stove, farmhouse sink, and enough storage to make a chef swoon. Get ready to entertain friends and family in style—there’s plenty of room for everyone not only to sleep but also to dance around! Upstairs, you'll discover a fabulous guest bedroom and a primary suite that's like a VIP lounge, complete with a custom walk-in closet and a dreamy en-suite bathroom featuring dual sinks and a shower that feels like your own personal spa day! Downstairs, there's a private suite with two cozy bedrooms, a bathroom, and an incredible 20x20 paved screened pergola—perfect for sizzling barbecues and lively hangouts after a fun-filled river escapade! As you wander down from the main house through this master landscaped lawn, check out the jewel of the property - the riverside bungalow. Slide open the stunning wood doors of the boathouse bungalow and prepare to have your breath taken away by the jaw-dropping views of the Rainbow River! On any given day, I’d picture myself kicking back in this cozy living space with a good book or just soaking in that riverside magic, or I’d hit the water with a boat ride, paddle board ride, or a refreshing swim right off the dock; but this is your soon-to-be riverfront playground to enjoy! Best of all, this delightful bungalow is air conditioning for those hot summer days, it is also equipped with a little kitchenette, a snuggly bed, and a bath - all set for you to bask under a canopy of stars any given night if your heart desires!
In addition to all these remarkable features, the property includes a climate-controlled greenhouse, a large shed, vegetable garden beds, fruit trees, and much more. There is ample storage space in the garage as well, and a remote-controlled gate enhances your privacy. Furthermore, the property is fitted with propane tanks that fuel a whole-house generator, a tankless water heater, and a gas stove, all promoting energy efficiency. This home is also situated in an ideal location on the river, just above KP Hole and directly across from Gissy Springs, with approximately an hour’s paddle to the Rainbow Springs State Park. Nestled in Dunnellon, FL, this North Central Florida sanctuary is a stunning hidden gem, that is close to golfing at Juliette Falls, horseback riding at the World Equestrian Center, and shopping in our charming town or in Ocala. Additionally, it’s just a short distance from Gainesville, Florida’s theme parks, airports, and all your essential services. Contact us today to schedule an appointment!

Features

  • Rooms: 8
  • Bedrooms: 4
  • Baths: 3 full
  • Lot Size: 50 x 502
  • Laundry: Laundry Closet
  • Year Built: 2017
  • Garage: 2-car
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 2,600
  • Acreage: 0.58
  • Lot Size: 50 x 502
  • Est. Taxes: $5,912
  • Elem. School: Dunnellon Elementary School
  • Middle School: Dunnellon Middle School
  • High School: Dunnellon High School
  • Appliances: Dishwasher, Disposal, Dryer, Ice Maker, Microwave, Range, Refrigerator, Tankless Water Heater, Washer
  • MLS#: OM690841
  • Days on Market: 36 days
  • Website: https://www.raveis.com
    /eprop/OM690841/9163sw186thterrace_dunnellon_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 1/22/2025 6:34:25 AM)
Listing courtesy of KELLER WILLIAMS CORNERSTONE RE   Phone: 352-369-4044

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
  • Showcase your home on raveis.com with a larger and more prominent format
  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

9163 SW 186th TERRACE, Dunnellon, FL, 34432

$2,150,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $1,720,000 $1,720,000 $1,720,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.875% 6.625% 6.625%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.148% 6.748% 6.786%
Monthly Tax Payment $493 $493 $493
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $11,299 $11,013 $15,101
Total Monthly Payment $11,917 $11,631 $15,719

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.