Peaceful. Private. Updated. Accessible. Light and bright. These are just some adjectives to describe this expansive property, which would be perfect for larger families, nature lovers, mechanics, woodworkers, gardeners, beach-goers, or those who want room for their toys. With a split floorplan and 1440 square feet of living space, this 4-bedroom, 2-bathroom home would be great for multi-generational living. There's a separate, detached room - 13' X 11', under electricity, with a private entrance - that would work as an additional bedroom, man-cave, office, or whatever your heart desires. Step into the spacious great room, complete with built-in shelving and a wet bar for entertaining. There's a dining room as well as a breakfast nook, an indoor laundry space, and ceiling fans in every room. All the floors are new, and it's newly painted. Let's talk about the outside: situated on a corner lot, this property sits across from an 83-acre preserve. Traffic noise is non-existent; birds are a-plenty. The sellers say it's the most peaceful night's sleep they've ever had. The brand-new, graveled firepit with solar lights is ideal for starry-night gatherings, and the brand-new, weather- and pressure-treated, stained-wood fence keeps your gatherings private. There are two accessibility ramps - one in the front and one in the back of the home - and two enclosed, screened-in porches - one in the front, and one in the back. There are two storage areas, as well as a workshop, for those who like to tinker or build or fix things or garden. The covered carport accommodates two cars, and the separate two-car driveway accommodates an RV, boat, camper, or your other toys. This home comes complete with security cameras inside and outside, exterior motion-sensor lighting, and hurricane shutters. The metal roof is brand new (2024), and the plumbing is all new. The sellers describe the neighbors as kind, helpful and peaceful, much like the neighborhood. Away from the noise of traffic, this home is still only 10 minutes to the heart of downtown Ormond on Granada, 8 minutes to The Trails shopping center, and 10 minutes to the beautiful beaches of Ormond Beach. This is a property that provides endless possibilities, but, more importantly, a home that provides peace, comfort and tranquility.
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William Raveis Mortgage, LLC
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Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $174,800 | $174,800 | $174,800 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.625% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.300% | 6.778% | 6.034% |
Monthly Tax Payment | $72 | $72 | $72 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,134 | $1,119 | $1,452 |
Total Monthly Payment | $1,281 | $1,266 | $1,599 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.