This four bedroom, two bath single family is truly a dream home. The front porch area is nestled among lush landscaping, a perfect place to relax and enjoy Florida’s fantastic weather. The front entry leads to a flex room that could be a lovely sitting room or front parlor for guests and get togethers. The entry flows into an open-concept kitchen that is a gourmet cook’s delight. Stainless steel appliances are included in the sale and will make creating those delicious meals a labor of love. The dining area flows into the family room and onto the patio and screened pool area where you will most certainly enjoy the saltwater pool. The fenced back yard will be perfect for the parties you will throw to enjoy the indoor-outdoor lifestyle that is such a part of Florida living. The primary suite is the ideal place to relax after a long day, complete with en-suite bathroom, full shower and walk-in closet. The primary bedroom includes sliding glass doors leading to the pool area, making access to the sunshine a breeze. This home, built in 2021, has upgraded finishes and fixtures as well as beautiful ceramic tiles floors in the living areas and carpet in the bedrooms, for the best of both worlds. The split floor plan allows for privacy in the primary wing while your family and guests can enjoy the guest wing with 3 bedrooms and a full bathroom. Located in the heart of one of the best areas in Central Florida, you are close to the Chris Lyle Aquatic Center, the Royal St Cloud Golf Links, as well as the Lake Toho recreational area. There is also a park and pool as part of the Old Hickory community. This is a truly beautiful home in a wonderful location. It won’t last long, so don’t let your chance at ideal Florida living slip away. Call today for a private showing!
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William Raveis Mortgage, LLC
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Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $380,000 | $380,000 | $380,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.339% | 7.017% | 6.120% |
Monthly Tax Payment | $159 | $159 | $159 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,496 | $2,496 | $3,181 |
Total Monthly Payment | $2,730 | $2,730 | $3,415 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.