?Welcome to this charming hillside home with views of Lake Memphremagog & located walking distance to the vibrant amenities of downtown. Entering the home, you'll find a practical mudroom with storage closet and French doors leading into the spacious open floor plan with large living room, that flows seamlessly into the dining area & kitchen featuring a breakfast nook & central island that divides the space, creating a perfect environment for both everyday living and entertaining. On the 1st floor, you'll also discover a versatile bonus room with a double closet, offering the flexibility to serve as an office or hobby room. A convenient half-bath with laundry completes the space, ensuring practicality & ease of living. The one-car attached garage has been thoughtfully converted into a studio space, which could be reverted to its original function if desired. The 2nd floor hosts the primary bedroom, featuring a private full bath for added convenience, 2 separate closet spaces & exterior back door. 3 additional bedrooms & another full bath, ensures comfort and privacy for all. Outside discover the large deck & level lawn areas, providing room to play or garden space. A rock wall adds an extra touch of character to the outdoor landscape curb appeal. With its ideal location, ample space & views, this home offers the balance of comfort and convenience. Whether you’re enjoying the nearby downtown or unwinding at home, this hillside property provides the best of both worlds!
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Our Executive Mortgage Banker:
Our Insurance Division:
$240,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $192,000 | $192,000 | $192,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.339% | 7.017% | 6.120% |
Monthly Tax Payment | $391 | $391 | $391 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,261 | $1,261 | $1,607 |
Total Monthly Payment | $1,727 | $1,727 | $2,073 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.