Welcome to your dream beachside retreat! This stunning 2-bedroom, 2-bathroom second-story ocean view condo offers two levels of stylish and comfortable living in the highly sought-after gated community of Spanish Trace. Boasting 1, 056 square feet of space, this home features an open floor plan perfect for entertaining or simply enjoying the coastal breeze. Step out onto your private balcony and take in breathtaking views of the sparkling pool and the serene ocean beyond. The kitchen flows seamlessly into the dining and living areas, creating a bright and airy atmosphere and features a breakfast bar for extra seating. A full bath downstairs is perfect for when your guests and you are coming back from the beach. Upstairs, you’ll find cozy bedrooms offering tranquility and privacy. There is a shared bathroom between the two and the second bedroom has its own entry from the exterior. The community amenities are second to none, including pickleball courts, a sparkling pool, and direct beach access, making every day feel like a vacation. Don’t miss this rare opportunity to own a slice of paradise with all the comforts of resort-style living. This unit is the ideal vacation home or investment property. Renal history available upon request. Located on Anastasia Island with shopping, restaurants and coffee shops all nearby. Enjoy!
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$619,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $495,200 | $495,200 | $495,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.443% | 7.133% | 6.256% |
Monthly Tax Payment | $489 | $489 | $489 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,336 | $3,291 | $4,176 |
Total Monthly Payment | $3,917 | $3,872 | $4,757 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.