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Under contract-accepting backup offers. MOVE-IN READY HOME IN PUNTA GORDA ISLES - Check out this updated, 2 bed/2 bath pool home in the heart of Punta Gorda Isles. Step inside to an inviting L-shaped formal living and dining area, complemented by a separate family room w/full bar. Multiple sliding glass doors open to the lanai extending the living space outside. The kitchen seamlessly connects the dining area and family room, offering convenience and flow for daily living and/or entertaining. Home boasts lots of interior upgrades: luxury vinyl plank flooring throughout the main living areas and wood-look plank tile flooring in the bathrooms plus completely remodeled bathrooms w/spa-like luxury & modern finishes. The split bedroom floor plan provides privacy for owners & guests alike. The master suite has walk-out to the lanai, an oversized walk-in closet & an en-suite master bath. The guest bedroom & adjacent guest bath are tucked away beyond the family room. Step outside to your private oasis! The in-ground, heated pool is surrounded by a brick paver patio and screen enclosure, perfect for enjoying year-round Florida sunshine. The lanai features space for dining and room for an outdoor bar, while an open-air patio just beyond the enclosure provides even more room for entertaining. Enjoy tranquil views of the partially-wooded greenbelt for a sense of privacy. Catch a glimpse of one of the several bald eagles that call the area home. Additional features include an oversized 2-car attached garage, hurricane protection and well-maintained tropical landscaping that enhances the home’s curb appeal. Home was replumbed in 2023. Nestled on one of the few streets in Punta Gorda Isles w/an active HOA, the annual fee is responsible for maintaining the common, greenbelt area. Consider joining the Punta Gorda Isles Civic Association - here you'll find numerous social and boating clubs to connect with like-minded neighbors. Miles of sidewalks easily connect you to numerous parks, Fishermen's Village, the library, the PGICA building & historic downtown. Discover why Punta Gorda Isles is considered a hidden gem of SW Florida. Make an appointment today.
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Our Executive Mortgage Banker:
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$349,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $279,200 | $279,200 | $279,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.191% | 7.042% | 6.160% |
Monthly Tax Payment | $181 | $181 | $181 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,834 | $1,834 | $2,337 |
Total Monthly Payment | $2,090 | $2,090 | $2,593 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.