A Rare Gem on a Double Lot: Discover an exceptional waterfront retreat in the heart of Palm Harbor, where tropical paradise meets unmatched opportunity. This expansive property sits on combined lots 8, 9 and waterfront lot 9A—providing direct Gulf Water access with private dock & boat lift as well as ample space for family living, outdoor activities, and even future expansion or building.
The home features 5 bedrooms, 4 1/2 baths, a Home Theater, a Loft with a Piano (which conveys with the home), and a Bonus Flex Space with its own full bathroom. Step into a thoughtfully designed open living area with soaring ceilings, a cozy wood-burning fireplace, and decorative wood accents, while multiple French doors lead to a serene balcony overlooking the pool, spa and lush landscaping. The primary suite on the main floor boasts a fully remodeled en-suite bath, his and hers closets, high ceilings and a French door which leads to the balcony. The split-floor plan in this home offers plenty of privacy for all parties as two of the guest bedrooms are located on the main floor and 2 are located on the third floor, along with the theatre room which is modern and gorgeous! Step out to the third-floor balcony for a fabulous space to relax and unwind and take in the beauty of the lush surroundings.
The kitchen is a delight with custom wood cabinetry, granite counters, and bar seating, seamlessly opening to the home’s outdoor entertainment oasis. Enjoy the stunning Pool and Spa, an outdoor kitchen with bar seating for six, a pergola-shaded lounge area, and a gazebo—perfect for creating lifelong memories with friends and family. The extensive outdoor areas are complemented by meticulously maintained tropical landscaping, creating an incredibly private sanctuary.
This property offers more than just space; it provides a lifestyle. With a personal dock, 5, 000-lb boat lift, and exclusive water access, you’re just minutes away from Caledesi, Three Rooker, and Honeymoon Islands.
Key Features:
• Combined Lots 8, 9, waterfront Lot 9A, providing unparalleled outdoor space and flexibility.
• Recent Updates: New shingle roof (2022), three AC units ( 2 units in 2020 and 1 unit in 2024), composite dock (2018), new boat lift cradle (2019), updated electric for the dock and lift (2024) and epoxy garage flooring (2021).
• Prime Location: A short golf-cart ride to Ozona’s lively dining and music scene, three blocks from Palm Harbor’s downtown restaurants and the 54-mile Pinellas Trail, and just 3. 7 miles from Honeymoon Island Beach.
• Low flood insurance! Sellers currently pay only $500 for flood insurance and it is transferrable! This home had no flooding to the main home in the recent hurricanes (or any hurricane in the past)-flooding occurred in garage level only.
Zoned for top-rated schools, including Palm Harbor University, this home is perfect for families looking for space to grow, entertain, and enjoy an active lifestyle. Whether you're seeking a private retreat or dreaming of future expansion, this unique double-lot property has it all.
Don’t miss this extraordinary opportunity—schedule your private showing today!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$1,999,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $1,599,200 | $1,599,200 | $1,599,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.625% | 6.375% | 6.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.209% | 6.498% | 6.579% |
Monthly Tax Payment | $736 | $736 | $736 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $10,240 | $9,977 | $13,821 |
Total Monthly Payment | $11,101 | $10,838 | $14,682 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.